:root{--ink:#0b3e39;--yellow:#ffca38;--paper:#fcf8ef;--muted:#52615a;--line:#d8ddcf;--radius:24px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--paper);font-family:Arial,Helvetica,sans-serif;line-height:1.5}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button,a,input,select,summary{outline-offset:5px}button{cursor:pointer}img{max-width:100%}button:disabled{cursor:not-allowed}a:hover{text-decoration-color:var(--yellow)}[hidden]{display:none!important}.skip-link{position:fixed;left:15px;top:-80px;z-index:99;background:var(--yellow);padding:14px}.skip-link:focus{top:10px}.site-header{max-width:1240px;margin:auto;padding:0 36px;border-bottom:1px solid var(--line);min-height:90px;display:flex;align-items:center;gap:30px}.brand{font-size:29px;font-weight:900;letter-spacing:-1.5px;margin-right:auto}.brand span{color:#e8ab20}.navigation{display:flex;align-items:center;gap:28px;font-size:13px;font-weight:bold}.navigation>a:hover,.nav-dropdown>a:hover{color:#aa5823}.navigation a[aria-current=page]{text-decoration:underline;text-underline-offset:7px}.navigation details{position:relative}.navigation summary{list-style:none;cursor:pointer}.nav-dropdown{position:absolute;top:35px;left:-20px;background:var(--paper);border:1px solid var(--line);padding:10px;width:235px;z-index:30;box-shadow:0 15px 30px #0b3e3915;border-radius:16px}.nav-dropdown a{display:block;padding:12px;border-radius:8px}.nav-dropdown a:hover{background:#f7e8ba}.menu-toggle{display:none;border:1px solid var(--line);background:transparent;padding:10px 14px;border-radius:30px}.button{display:inline-flex;align-items:center;justify-content:center;gap:20px;background:var(--ink);color:var(--paper);padding:16px 24px;border:0;border-radius:40px;font-size:14px;font-weight:bold;line-height:1.4;text-decoration:none}.button:hover{background:#17584e}.button-yellow{background:var(--yellow);color:var(--ink)}.button-yellow:hover{background:#f1b924}.text-link,.text-button{font-size:14px;font-weight:700;text-decoration:underline;text-underline-offset:5px}.text-button{border:0;background:transparent;color:var(--ink);padding:18px}.hero{max-width:1240px;margin:auto;padding:75px 36px 70px;display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:50px}.hero-copy{max-width:650px}.eyebrow{font-size:11px!important;font-weight:800;letter-spacing:1.7px;text-transform:uppercase;color:#9f422a;line-height:1.6;margin:0 0 22px}h1{font-size:72px;line-height:1.02;letter-spacing:-3.8px;margin:0 0 26px;font-weight:750}h2{font-size:38px;letter-spacing:-1.5px;line-height:1.15;margin:0 0 22px}h3{font-size:22px;line-height:1.3;letter-spacing:-.5px;margin:0 0 14px}p{font-size:16px;line-height:1.75;color:var(--muted);margin:0 0 20px}.hero p:not(.eyebrow){font-size:18px;max-width:540px}.hero-actions{display:flex;align-items:center;gap:24px;flex-wrap:wrap;margin-top:28px}.hero-note{font-size:12px!important;margin-top:25px!important}.hero-art{position:relative;background:#f2ead8;border-radius:160px 160px 24px 24px;min-height:400px;display:flex;align-items:flex-end;overflow:hidden}.hero-art>img{width:100%;display:block}.stamp{position:absolute;top:30px;right:22px;background:var(--yellow);border:2px solid var(--ink);border-radius:35px;padding:11px 19px;font-size:12px;font-weight:bold;transform:rotate(6deg);box-shadow:2px 3px var(--ink)}.hero-symbol{padding:80px;min-height:330px;align-items:center;justify-content:center}.hero-symbol>img{width:170px;height:170px;filter:none}.hero--text{grid-template-columns:1fr;max-width:1000px;text-align:center;padding-bottom:40px}.hero--text .hero-copy{max-width:850px;margin:auto}.hero--text p{margin-left:auto;margin-right:auto}.hero--text h1{font-size:62px}.hero--text .hero-actions{justify-content:center}.content-section,.section{max-width:1240px;margin:auto;padding:60px 36px}.section-heading{max-width:720px;margin-bottom:32px}.coverage-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.coverage-card{padding:25px 21px;background:#fffefa;border:1px solid var(--line);border-radius:22px;display:flex;flex-direction:column;align-items:flex-start;transition:transform .2s}.coverage-card:hover{transform:translateY(-5px)}.coverage-card:first-child{background:var(--yellow);border-color:var(--yellow)}.coverage-card>img{margin-bottom:28px}.coverage-card h3{font-size:19px}.coverage-card p{font-size:13px;line-height:1.6;margin-bottom:24px}.card-arrow{margin-top:auto;font-size:24px}.journey{list-style:none;padding:0;margin:0;background:var(--ink);color:var(--paper);border-radius:var(--radius);display:grid;grid-template-columns:repeat(5,1fr);gap:28px;padding:40px}.journey li>span{color:var(--yellow);display:block;font-size:14px;margin-bottom:28px}.journey h3{font-size:19px}.journey p{font-size:14px;color:#d2dfd4}.info-grid,.detail-grid,.coverage-detail-checklist,.coverage-detail-columns,.coverage-compare__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.info-card,.content-panel{border:1px solid var(--line);border-radius:var(--radius);padding:30px;background:#fffdf6}.info-card p{font-size:15px}.index{font-size:12px;display:inline-block;margin-bottom:30px;color:#8a6831}.split-panel{display:grid;grid-template-columns:1.2fr 1fr;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden}.split-panel>div{padding:40px}.split-panel aside{padding:40px;background:#f5e9c9}.check-list,.detail-list{list-style:none;padding:0;margin:0}.check-list li,.detail-list li{border-bottom:1px solid var(--line);padding:15px 0 15px 24px;position:relative;font-size:15px;color:var(--muted)}.check-list li:before,.detail-list li:before{content:'✓';position:absolute;left:0;color:var(--ink)}.callout,.cta-panel{padding:44px;background:var(--yellow);border-radius:var(--radius);display:flex;justify-content:space-between;align-items:center;gap:35px}.callout h2{margin:0;max-width:650px}.callout .eyebrow{color:var(--ink);margin-bottom:14px}.faq-list{max-width:900px}.faq-list details{border-bottom:1px solid var(--line);padding:24px 0}.faq-list summary{display:flex;justify-content:space-between;align-items:center;gap:25px;list-style:none;cursor:pointer;font-size:18px;font-weight:600}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary span{font-size:23px;font-weight:400}.faq-list details[open] summary span{transform:rotate(45deg)}.faq-list details p{max-width:730px;margin:18px 0 0}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.article-card{border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;display:flex;flex-direction:column}.article-art{background:#f3e3b9;padding:45px;text-align:center}.article-card:nth-child(2) .article-art{background:#dce5d0}.article-card:nth-child(3) .article-art{background:#ffdc79}.article-copy{padding:28px}.article-copy .eyebrow{font-size:10px!important;margin-bottom:13px}.article-copy p{font-size:14px}.link-label{font-size:13px;font-weight:bold}.filters{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:30px}.filters button{border:1px solid var(--line);padding:10px 20px;border-radius:30px;color:var(--ink);background:transparent}.filters button.active{background:var(--ink);color:var(--paper)}.reading-layout{max-width:1100px;margin:30px auto;padding:30px 36px;display:grid;grid-template-columns:240px 1fr;gap:60px}.reading-aside a{display:block;font-size:13px;padding:12px 0;border-bottom:1px solid var(--line)}.reading-body section{margin-bottom:45px;scroll-margin-top:25px}.reading-body h2{font-size:30px}.reading-body p{font-size:17px}.fine-print{font-size:12px!important;color:#637064;line-height:1.6!important}.footer{border-top:1px solid var(--line);margin-top:50px;padding:60px max(36px,calc((100vw - 1168px)/2)) 25px;background:#f7f0df}.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:50px}.footer .brand{display:inline-block;margin-bottom:20px}.footer h3{font-size:11px;letter-spacing:1.5px;text-transform:uppercase;margin-bottom:22px}.footer p{max-width:290px;font-size:13px}.footer a:not(.brand){display:block;font-size:13px;margin:12px 0}.footer a:hover{text-decoration:underline}.footer-bottom{border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:25px;margin-top:45px;padding-top:25px}.footer-bottom p{max-width:none;font-size:11px}.quote-form{background:#fffdf7;border:1px solid var(--line);border-radius:var(--radius);padding:40px}.quote-section{display:grid;grid-template-columns:1.8fr 1fr;gap:55px;align-items:start}.quote-aside{padding-top:30px}.quote-steps{display:flex;gap:25px;font-size:11px;padding-bottom:24px;margin-bottom:30px;border-bottom:1px solid var(--line);color:#778174}.quote-steps .current{color:var(--ink);font-weight:bold}.product-choices{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:14px 0 25px}.product-choices label{cursor:pointer;border:1px solid var(--line);padding:15px;border-radius:12px;font-size:14px;display:flex;gap:9px;align-items:center}.product-choices label:has(input:checked){background:#ffedac;border-color:#b88b26}fieldset{padding:0;border:0;margin:0}legend,.field-label{font-size:13px;font-weight:bold;display:block;margin-bottom:12px}input:not([type=radio]),select{padding:16px;border:1px solid #b7c2b1;border-radius:9px;background:#fffefa;color:var(--ink);max-width:100%}select{width:100%}input[type=radio]{accent-color:var(--ink)}#quote-form .fine-print{margin-top:20px}.mini-quote{padding:24px;background:#fffdf6;border-radius:20px;max-width:440px;margin-top:25px}.mini-quote>div{display:flex;gap:8px}.mini-quote input{width:125px;min-width:0}.mini-quote .button{border-radius:9px;padding:14px 18px;flex:1}.mini-quote .fine-print{font-size:10px!important;margin:12px 0 0}.notice{max-width:850px;margin:auto;padding:40px;background:#f8efdb;border:1px solid #d5c79f;border-radius:var(--radius)}.notice h2{font-size:28px}.coverage-card__heading{display:flex;gap:10px}.icon-badge:empty{display:none}.coverage-priority__intro,.coverage-compare__intro,.coverage-bind__intro{margin-bottom:30px}.coverage-detail-columns{grid-template-columns:1fr 1fr}.coverage-detail-checklist{margin-top:24px}.coverage-compare__grid{grid-template-columns:repeat(2,1fr)}.cta-panel__actions{display:flex;flex-direction:column;gap:12px}.button--secondary{color:var(--ink);background:transparent;border:1px solid var(--ink)}.coverage-priority__summary,.coverage-bind__callout{background:#f1e8d2;border-radius:20px;padding:25px;margin:20px 0}.coverage-priority__grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.variant-2{--radius:6px}.variant-2 .hero:not(.hero--text){max-width:none;background:var(--yellow);padding-inline:max(36px,calc((100vw - 1168px)/2));gap:45px}.variant-2 .hero h1{font-size:78px;letter-spacing:-4px}.variant-2 .hero .eyebrow{color:var(--ink)}.variant-2 .hero-art{border-radius:20px 130px 20px 20px;background:#ffdc76}.variant-2 .stamp{background:var(--paper)}.variant-2 .coverage-card{border-radius:0;background:transparent;border-width:0 0 1px;padding-left:0}.variant-2 .coverage-card>img{padding:9px;width:54px;height:54px;border-radius:50%;background:var(--yellow)}.variant-2 .hero--text{border-bottom:5px solid var(--yellow)}.variant-3{--radius:0px}.variant-3 .hero:not(.hero--text){background:var(--ink);color:var(--paper);max-width:none;padding-inline:max(36px,calc((100vw - 1168px)/2));grid-template-columns:1.15fr 1fr}.variant-3 .hero h1{font-family:Georgia,serif;font-weight:400;letter-spacing:-2.8px;font-size:76px}.variant-3 .hero h1 em{color:var(--yellow);font-weight:400}.variant-3 .hero:not(.hero--text) p{color:#d1ddcf}.variant-3 .hero:not(.hero--text) .eyebrow{color:var(--yellow)}.variant-3 .hero:not(.hero--text) .button{background:var(--yellow);color:var(--ink)}.variant-3 .hero-art{border-radius:50% 50% 0 0;background:#e8e1c6}.variant-3 h2{font-family:Georgia,serif;font-weight:400;font-size:43px}.variant-3 .coverage-grid{grid-template-columns:1.4fr 1fr 1fr}.variant-3 .coverage-card{border-radius:0;background:transparent;border:0;border-top:1px solid #bdc7b7}.variant-3 .coverage-card:first-child{background:var(--yellow);grid-row:span 2;padding:35px}.variant-3 .coverage-card:first-child h3{font-size:32px}.variant-3 .coverage-card>img{margin-bottom:15px}.variant-3 .journey{background:#eee9db;color:var(--ink)}.variant-3 .journey p,.variant-3 .journey li>span{color:var(--muted)}.variant-3 .hero-symbol{border-radius:150px 150px 0 0}.variant-3 .hero--text{border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.variant-3 .hero--text h1{font-size:65px}.variant-3 .info-card{border-width:1px 0 0;background:transparent}.page-legal .hero-actions,.page-quote .hero-actions{display:none}.page-article .hero--text{max-width:1100px}.page-article h1{font-size:57px!important}.no-results{padding:30px}.post-navigation{display:flex;justify-content:space-between;padding:35px}.wp-block-image img{height:auto}.wp-block-table{overflow:auto}
@media(max-width:1000px){.navigation{gap:15px}.site-header{padding:0 24px;gap:18px}.coverage-grid{grid-template-columns:repeat(3,1fr)}.journey{grid-template-columns:1fr 1fr}.info-grid,.detail-grid,.coverage-priority__grid{grid-template-columns:1fr 1fr}.footer-grid{gap:25px}h1{font-size:60px}.variant-2 .hero h1,.variant-3 .hero h1{font-size:64px}.hero{gap:30px}.hero-art{min-height:330px}.hero-symbol{padding:60px}}
@media(max-width:760px){.site-header{min-height:76px;padding:0 20px;gap:12px;flex-wrap:wrap}.brand{font-size:26px}.menu-toggle{display:block}.navigation{display:none;width:100%;order:3;flex-direction:column;align-items:stretch;padding:10px 0 25px;gap:0}.navigation.open{display:flex}.navigation>a,.navigation>details{padding:14px 0}.nav-dropdown{position:static;box-shadow:none;width:auto;margin-top:14px}.header-quote{font-size:12px;padding:12px 16px}.hero,.variant-2 .hero:not(.hero--text),.variant-3 .hero:not(.hero--text){grid-template-columns:1fr;padding:44px 22px;gap:35px}h1,.variant-2 .hero h1,.variant-3 .hero h1{font-size:52px;letter-spacing:-2.4px}.hero--text h1,.variant-3 .hero--text h1,.page-article h1{font-size:44px!important}.hero--text{padding-bottom:30px}.hero-art{min-height:280px;max-width:520px;width:100%;margin:auto}.hero-symbol{min-height:230px;padding:50px}.hero-symbol>img{width:130px;height:130px}.hero p:not(.eyebrow){font-size:16px}.hero-actions{gap:18px}.hero-note{font-size:11px!important}.content-section,.section{padding:42px 22px}h2,.variant-3 h2{font-size:33px;letter-spacing:-1px}.coverage-grid,.variant-3 .coverage-grid{grid-template-columns:1fr 1fr;gap:12px}.coverage-card{padding:20px 16px}.coverage-card h3{font-size:18px}.coverage-card:last-child{grid-column:1/-1}.variant-3 .coverage-card:first-child{padding:22px}.variant-3 .coverage-card:first-child h3{font-size:25px}.journey{grid-template-columns:1fr;padding:28px;gap:22px}.journey li{display:flex;gap:20px;border-bottom:1px solid #738b7540;padding-bottom:16px}.journey li>span{margin-top:3px}.info-grid,.detail-grid,.coverage-detail-checklist,.coverage-detail-columns,.coverage-compare__grid,.coverage-priority__grid{grid-template-columns:1fr}.info-card{padding:25px}.split-panel{grid-template-columns:1fr}.split-panel>div,.split-panel aside{padding:28px}.article-grid{grid-template-columns:1fr}.article-art{padding:38px}.callout,.cta-panel{padding:30px;flex-direction:column;align-items:flex-start}.footer{padding:40px 22px 20px;margin-top:20px}.footer-grid{grid-template-columns:1fr 1fr;gap:30px}.footer-about{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:5px}.footer-bottom p{margin-bottom:10px}.reading-layout{grid-template-columns:1fr;padding:20px 22px;gap:35px}.reading-aside{border-bottom:1px solid var(--line);padding-bottom:20px}.reading-body h2{font-size:28px}.quote-section{grid-template-columns:1fr;gap:20px}.quote-form{padding:25px 20px}.quote-form h2{font-size:29px}.product-choices{grid-template-columns:1fr}.quote-steps{gap:18px;font-size:10px}.mini-quote{padding:18px}.mini-quote input{width:115px}.mini-quote .button{padding:13px 12px;font-size:12px}.notice{padding:25px}.faq-list summary{font-size:16px}.hero-actions .button{font-size:13px}.filters button{font-size:12px;padding:10px 14px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.quote-short{display:none}@media(max-width:760px){.quote-full{display:none}.quote-short{display:inline}.site-header{gap:10px}.header-quote{padding:11px 13px}.menu-toggle{font-size:12px;padding:10px 12px}.page-coverage .hero h1{font-size:46px}.hero--text{padding-inline:22px}}
.stamp{top:65px;right:45px}.variant-3 .stamp{top:100px;right:35px}.hero-symbol .stamp{top:auto;bottom:20px;right:24px}@media(max-width:760px){.stamp{top:45px;right:35px;font-size:11px;padding:9px 14px}.variant-3 .stamp{top:70px;right:30px}}

.quote-form h1{font-size:36px;line-height:1.15;letter-spacing:-1.2px;margin-bottom:26px}.page-quote .quote-section{padding-top:36px}.variant-3 .quote-form h1{font-family:Georgia,serif;font-weight:400}@media(max-width:760px){.quote-form h1{font-size:29px}.page-quote .quote-section{padding-top:24px}}
.headline-2,.headline-3,.home-mini-quote{display:none}.variant-2 .home-mini-quote{display:block}.variant-2 .page-home-actions{display:none}.variant-2 .headline-1,.variant-3 .headline-1{display:none}.variant-2 .headline-2,.variant-3 .headline-3{display:inline}
.gs-preserved{max-width:1180px;margin:auto;padding:24px}.gs-preserved section{padding:36px 0}.gs-preserved h1{font-size:clamp(38px,5vw,66px);line-height:1.06;max-width:950px}.gs-preserved h2{font-size:clamp(26px,3vw,38px);line-height:1.15}.gs-preserved h3{font-size:23px}.gs-preserved p,.gs-preserved li{line-height:1.75}.gs-preserved .page-hero{background:#ffdf48;border-radius:28px;padding:40px;margin:20px 0 38px}.gs-preserved img{max-width:100%;height:auto;max-height:340px}.gs-preserved svg{width:44px;height:44px;fill:none;stroke:currentColor;stroke-width:2}.gs-preserved [class*="grid"]{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,280px),1fr));gap:24px}.gs-preserved article,.gs-preserved .faq-stack-group{padding:24px;background:#fffdf6;border:1px solid #d8ddd5;border-radius:18px;margin:16px 0}.gs-preserved a:not(.button){color:#184e42;text-decoration:underline;text-underline-offset:4px}.gs-preserved .hero__actions{display:flex;gap:16px;flex-wrap:wrap}.gs-preserved .icon-badge img{width:44px}.gs-preserved .detail-list{padding-left:24px}.gs-preserved [class*="pills"],.gs-preserved [class*="shortcuts"]{display:flex;gap:18px;flex-wrap:wrap}.gs-preserved .eyebrow{font-size:12px}.gs-preserved .button{margin:8px 0}.gs-preserved .blog-article__body{max-width:850px;margin:auto}@media(max-width:600px){.gs-preserved{padding:16px}.gs-preserved .page-hero{padding:24px}.gs-preserved section{padding:20px 0}}

.gs-preserved .owl-stage{width:auto!important;transform:none!important;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:24px}.gs-preserved .owl-item{width:auto!important;margin:0!important}.gs-preserved .owl-item.cloned,.gs-preserved .owl-nav,.gs-preserved .owl-dots{display:none}.gs-preserved *{min-width:0}
